PCLender.com Privacy Statement
This document was last updated February 11, 2003.

PCLender.com is committed to protecting your privacy. You can visit most pages on our site without giving us any information about yourself. But sometimes we do need information to provide services that you request, and this privacy statement explains data collection and use in those situations. This privacy statement only applies to PCLender.com; it does not apply to other online or offline PCLender.com sites, products or services. Please read the complete PCLender.com privacy statement.


Collection of your Personal Information

We will ask you when we need information that personally identifies you (personal information) or allows us to contact you. Personal information collected by PCLender.com often is limited to e-mail address, language, country or location, but may include other information when needed to provide a service you requested.

For example: If you choose a service or transaction that requires payment, such as making a purchase on the Web site, we will request personal information necessary for billing and/or shipping, such as: name, address, telephone number, and credit card number.

When you buy and install a new product, we may ask you to register your purchase electronically. We keep this registration information on file with any information you've already given us on previous visits to our Web site.

PCLender.com also collects certain information about your computer hardware and software. This information may include: your IP address, browser type, operating system, domain name, access times and referring Web site addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of PCLender.com.

PCLender.com also collects information about which pages our customers visit within PCLender.com. This site visitation data is identified only by a unique ID number, and it is never linked with personal information unless a user consents as described below.


Use of your Personal Information
We may use your personal information for any lawful purpose.
We may merge site-visitation data with anonymous demographic information for research purposes, and we may use this information in aggregate to provide more relevant content. In some limited-entry sections of PCLender.com, with your approval, we will combine site-visitation data with your personal information in order to provide you with personalized content. If you decline permission, we will not provide you the personalized service and won't merge your personal information with site-visitation data.

We occasionally hire other companies to provide limited services on our behalf, including packaging, mailing and delivering purchases, answering customer questions about products or services, sending postal mail and processing event registration. We will only provide those companies the information they need to deliver the service, and they are prohibited from using that information for any other purpose.

PCLender.com may disclose your personal information if required to do so by law or in the good-faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on PCLender.com or the site; (b) protect and defend the rights or property of PCLender.com and its family of Web sites, or (c) act in urgent circumstances to protect the personal safety of PCLender.com employees, users of PCLender.com products or services, or members of the public.

Your information may be stored and processed in the United States or any other country in which PCLender.com or its affiliates, subsidiaries or agents maintain facilities, and by using this site, you consent to any such transfer of information outside of your country. PCLender.com abides by the safe harbor framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of data from the European Union.


Control of your Personal Information
When you register, or otherwise give us personal information, PCLender.com will not share that information with third parties without your permission, other than for the limited exceptions already listed. It will only be used for the purposes stated above.

PCLender.com occasionally allows other companies to offer our registered customers information about their products and services

PCLender.com may send out periodic e-mails informing you of technical service or security issues related to a product or service you requested, or confirming you requested a product or service. You will not be able to choose to unsubscribe to these mailings, as they are considered an essential part of the service you have chosen.

Access to your Personal Information
We will provide you with the means to ensure that your personal information is correct and current. Some services offered on PCLender.com may collect information that is not accessible. However, in such cases, you can access your personal information by contacting PCLender.com as described by the services.

Security of your Personal Information
PCLender.com is committed to protecting the security of your personal information. We use a variety of security technologies and procedures to help protect your personal information from unauthorized access, use or disclosure. For example, we store the personal information you provide in computer servers with limited access that are located in controlled facilities. When we transmit sensitive information (such as a credit card number) over the internet, we protect it through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Protection of Children's Personal Information
PCLender.com is a general audience site and does not knowingly collect any personal information from children.


Use of Cookies
When someone visits the site, a cookie is placed on the customer's machine (if the customer accepts cookies) or is read if the customer has visited the site previously. One use of cookies is to assist in the collection of the site visitation statistics described above.

Web beacons, also known as clear gif technology, or action tags, may be used to assist in delivering the cookie on our site. This technology tells us how many visitors clicked on key elements (such as links or graphics) on a PCLender.com Web page. We do not use this technology to access your personally identifiable information on PCLender.com; it is a tool we use to compile aggregated statistics about PCLender.com Web site usage. We may share aggregated site statistics with partner companies but do not allow other companies to place clear gifs on our sites.

If you choose to not have your browser accept cookies from the PCLender.com Web site, you will be able to view the text on the screens, however you may have limited functionality.


Changes to this Statement
PCLender.com will occasionally update this privacy statement. When we do, we will also revise the "last updated" date at the top of the privacy statement. For material changes to this statement, PCLender.com will notify you by placing prominent notice on the Web site.


Contact Information
PCLender.com welcomes your comments regarding this privacy statement, please contact us by information@pclender.com, or postal mail.

PCLender.com
201 Merchant Street Ste 1805
Honolulu, HI 96813

 

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